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Business Insurance

C&M Insurance is here to help with all of your Business Insurance Needs. Contact us for a quote so that you can concentrate on what's important, running your business and we will worry about the risk! We have Commercial Lines Agents on hand to help answer any questions you may have and get you a quote fast! Don't wait call us today at 231-258-3434
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Give 20% Back to Schools!

GIVE 20% BACK TO THE KALKASKA SCHOOLS! We are very proud to participate with the Kalkaska Public Schools with a program that gives back to our local school system! The program is very easy all you need to do is have your current policy transferred to us or have us write you a new Auto, Home, Business or Life policy and we give 20% of our revenue to the Kalkaska Public Schools!! All of our local youth will benefit from this great program and you will have done your part by participating with us!!
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Auto Insurance

We strive to earn your trust everyday by providing Auto Insurance, Boat, RV and Motorcycle Insurance, Renters Insurance Roth and Traditional IRA’s, Health Insurance, Disability Income Replacement, Long Term Care Insurance and more.
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Home Insurance

What is good home insurance and how do you know when you have it? There are dozens of stories about tragic incidents where home owners find out all too late that some vague insurance exclusion means their claim will not be covered. Let us help you take the guess work out of home insurance and make sure you are covered the right way - so you don't end up having a tragic story of your own.
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Life Insurance

A life insurance policy is designed not to protect you, but the ones who matter most to you. We will help you choose the best option for your individual situation by walking you through the choices and answering your questions.

Why choose C&M

We know that you have many choices. As independent agents it is our goal to serve as your insurance advisor. We’ll consult with you to determine your specific insurance needs before recommending the best combination of coverage, service and value for your unique situation.

Get a quote

We want you to know that because we insist on having personal relationships with our clients, our capacity for new business is limited. To find out if you qualify for our programs, our staff would be willing to sit with you and discuss how your insurance requirements could be handled with maximum efficiency regarding coverage and cost.

Request a Quote Online

About C&M

C & M Insurance is a long time Northern Michigan business with offices in Kalkaska and Traverse City. We are an independent insurance agency providing insurance services for both business and individuals since 1981. We stand ready to service your insurance needs with many A+ rated carriers and can provide a product and service that is considered far above reasonable and customary. We will earn your trust every day. Our mission is to provide innovative insurance solutions for the protection of our clients.